EBT words to know

POS (Point-of-Sale) Machine

The POS equipment at an authorized EBT retailer reads your EBT card, allowing you to buy food with your food benefits. If you have cash aid benefits on your EBT card, you can buy food and non-food items with your cash benefits, and get cash back with your cash benefit purchases at some stores. Some stores may also allow you to withdraw cash from your cash benefits without making a purchase.

ATM (Automated Teller Machine)

ATMs displaying the Quest® Mark (see below) allow you to get cash from your cash benefit account with your EBT card.

PIN (Personal Identification Number)

A PIN is a four-number secret code you use with your EBT card to make sure no one can use your card but you. ATMs and POS machines will not permit access to your benefits unless you enter your PIN. This is how your PIN looks on POS equipment: 
pin
It is important to learn and remember your PIN. DO NOT WRITE YOUR PIN ON YOUR EBT CARD, THE CARD SLEEVE, OR ANYTHING ELSE YOU CARRY WITH THE CARD.

Quest® Mark

The Quest® Mark is the sign you will see on store doors, checkout lanes, ATMs, and POS equipment to tell you that your EBT card can be used at that location. There are special pictures on the Quest® sign to let you know what benefits you can use. Look for the Quest® sign, and these pictures, at the store before you shop.
quest logo You may use food benefits ONLY.
Quest logo dollar only You may use cash benefits ONLY.
Dollar and FS You may use food AND cash benefits.
Logo only You may ONLY use cash benefits and check account balancesFound at ATMs.

How to Get Your Cash Benefits at NO cost. English Spanish

Surcharges

A surcharge is a service fee that some stores and banks MAY charge you each time you withdraw cash benefits using your EBT card. Before you use your card, LOOK FOR A NOTICE telling you about this surcharge on the ATM screen, or on a sign near the POS equipment in stores. If you do not want to pay a surcharge, you can choose another store or ATM.

Check with your local county public assistance office to find out where you can access your cash aid benefits without paying a surcharge. You can also click here for a list of banks and financial institutions in California that have agreed to accept the EBT card at their ATMs, and many are surcharge free.

Transaction Fees (for cardholders that received cash benefits via their EBT card)

A transaction fee is an additional fee you may be charged for cash withdrawals at an ATM. You are allowed to make four (4) cash withdrawals each calendar month from an ATM or POS location without a transaction fee. Beginning with your fifth cash withdrawal, an 80-cent transaction fee will be taken from your cash benefit account for each withdrawal at an ATM. EBT cash purchases and purchases with cash back at authorized retailers do not count as part of the four cash withdrawals, but getting cash only at a POS location does. At an ATM, you will be charged 25 cents to check your EBT account balance.